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byAlma Abell
It can be difficult for consumers to find the home of their dreams. Building a home is one way to make sure dreams are realized. However, the process is intimidating and dealing with Home Builders is never easy. Here are a few tips to make the process less stressful.
Take Care Of Financial Arrangements First
Experts advise consumers to start prequalifying for a mortgage well before building. The process is lengthy, and consumers may need to clean up their credit. Two loans are needed, a construction loan and a mortgage. A construction loan is used to fund the builder’s work and materials. Eventually, this loan is converted to a mortgage.
Finding A Reliable Builder
Locating a great builder, like those at Lancia Homes, may not be easy. It is a good idea to ask friends and relatives for recommendations. Likewise, ask the local permit office about qualified builders. Indeed, they know what companies get the most business.
Preferably, the consumer meets prospective builders in person. Ask to see photos of their work and make sure they can handle the job. Additionally, reputable builders should be licensed and bonded. This way the consumer knows they are covered in the event of faulty construction.
Get Everything In Writing
Hire an attorney to draw up a contract with the builder. The building price, down-payment amount and installment payments should be included in the contract. Further, spell out the construction start and completion date. In addition, be specific about what materials will be used and allowed substitutions.
Getting Help With Blueprints
Many Home Builders sell consumers stock blueprints which save time and money. In fact, architects charge a small fortune to draw up custom blueprints. Go over the blueprints with the builder and work together on desired changes. Likewise, the builder should make sure the plans are up to code.
Naturally, consumers are excited about building a new home. However, the process takes a while and patience is necessary. Make sure the builder sticks to the completion date but allow for extra time if warranted. In the end, it is preferable to get a well-built home. You can also follow them on Twitter for more information.